If you decide to proceed with a Debt management plan then we shall ask you to send us your financial information either via phone, computer or by post which will be put into a financial statement. Your financial statement shows each of your creditors your current financial posistion and will show that you have priority bill payments to make, such as mortgage, electricity, gas etc.

Before we send out your financial statement to your creditors, Fresh Finance will firstly agree a single lower monthly payment that will be both affordable to you and acceptable to your creditors.